Investor Portal

Australian Master Portfolio
Mortgage Fund

  • Minimum Investment
    $500,000
  • Distribution Options
    Quarterly
  • Interest Return
    RBA cash rate +4% p.a.
  • Minimum Investment
    $500,000
  • Distribution Options
    Quarterly
  • Interest Return
    RBA cash rate +4% p.a.
  • Minimum Investment
    $500,000
  • Distribution Options
    Quarterly
  • Interest Return
    RBA cash rate +4% p.a.

The Australian Master Portfolio Mortgage Fund offers a professionally managed, hands-free solution for wholesale investors seeking income and wealth preservation from a traditionally defensive asset class—without the burden of direct loan selection and administration. It can serve as a cornerstone allocation for those seeking predictable returns, low volatility, and asset-backed security within a broader portfolio.

The Fund invests in a curated portfolio of 10 or more independently managed, credit-approved mortgage funds. This approach broadens exposure across managers, borrowers, geographies, and lending strategies—reducing concentration risk and enhancing return consistency. We focus predominantly on registered first mortgages over Australian real estate to support capital stability.

Key features

  • Target return: RBA cash rate +4% p.a., net of fees and expenses (not guaranteed)
  • Investment focus: Predominantly senior first mortgages over Australian real estate
  • Diversification: Exposure to multiple, diligently selected mortgage funds (target 10+)
  • Income distribution: Quarterly(not guaranteed)
  • Investor eligibility: Wholesale clients as defined by the Corporations Act
  • Minimum investment: AUD $500,000 (or as otherwise agreed)

Fund Information

  • Distribution terms Quarterly (not guaranteed)
  • Target Rate RBA cash rate +4% p.a.
  • Unit Price $1.00

FUND NAME

Australian Master Portfolio Mortgage Fund

TRUSTEE
Covenant Custodian Pty Ltd (ABN 66 134 682 876; AFSL No. 339 360) 

INVESTMENT MANAGER

Maxiron Premium Pty Ltd (ABN 89 670 689 540, CAR No. 1305700)

ADMINISTRATOR
Refined Registry Services Pty Ltd ABN 42 679 874 330

CUSTODIAN

Perpetual Custodial Services(to be appointed)

FUND MANGER

Maxiron Premium Pty LTD (ACN 670 689 540; Authorised Representative number 001305700)

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Fund structure

The Fund is structured as an Australian wholesale (unregistered) unit trust and is a managed investment scheme for the purposes of the Corporations Act.

Investment Cycle

This is an indicator of the investment cycle of this Fund from onboarding to exit.

Frequently Asked Questions

1. What is the Australian Master Portfolio Mortgage Fund?

The Fund is a wholesale, fund-of-funds mortgage investment product that invests in a diversified portfolio of 10+ mortgage funds, primarily secured by registered first mortgages over Australian real estate.

2. What return can I expect from this investment?

The target return is RBA Cash Rate + 4% p.a. (net of fees). However, returns are not guaranteed and depend on fund performance and market conditions.

3. How often are returns/distributions paid?

Distributions are made quarterly, typically 14–20 days after each quarter-end, subject to Trustee discretion.

4. Who is eligible to invest in this fund?

Only Wholesale Clients (as defined under the Corporations Act 2001) can invest. This includes high-net-worth individuals, SMSFs, family offices, and professional investors.

5. What is the minimum investment amount?

The minimum initial investment is $500,000, unless otherwise agreed with the Trustee. Additional investments can be made from $100,000.

6. Can I access my funds easily?

The Fund should be considered illiquid. Redemptions are permitted twice a year (16th February and 16th August), subject to 90 days’ notice and available liquidity.

7. Are there any exit fees or penalties?

Yes, if you request redemption within six months of investment, an Early Exit Fee of 1% (ex GST) applies.

8. What are the fees and costs involved?

The Fund is structured with a low, transparent, and investor-aligned fee framework designed to maximise net returns.

  • Management Fee – 0.60% p.a.
    A fixed annual fee covering all ordinary operating expenses such as administration, custody, audit, legal, and compliance—ensuring no hidden costs.
  • Trustee Fee – 0.25% p.a.
    Payable to Covenant Custodian Pty Ltd for oversight and regulatory compliance, providing strong governance and investor protection.
  • Deferred Performance Fee – 0.20% p.a.
    Charged only if the Fund achieves its target return (RBA Cash Rate + 4% p.a.). Paid quarterly in arrears and automatically cancelled if performance falls short—investors pay only for sustained success.
  • Early Exit Fee – 1% (within 6 months)
    Applies only to early withdrawals, supporting liquidity management and fairness to long-term investors.
  • No Buy/Sell Spread
    Every investor dollar goes directly to work from day one.
9. Is there a cooling-off period?

No. As this is a wholesale fund, no cooling-off rights apply once an application is submitted.

10. Can I reinvest my distributions?

Yes, you may elect to reinvest distributions into additional units in the Fund.

11. Who manages the Fund?

The Fund is managed by Maxiron Premium Pty Ltd, a Corporate Authorised Representative of Covenant Custodian Pty Ltd (the Trustee). Maxiron group has over 20 years of experience in mortgage investing.

  • Head Office:
  • Darling Park Level 22, Tower 2, 201 Sussex St, Sydney NSW 2000
  • Opening Hours:
  • 9:00am to 5:30pm (Australian Eastern Daylight Time)

As seen on

Covenant Custodian Pty Ltd (ABN 66 134 682 876; AFSL Number 339 360) is the Trustee for the Maxiron Premium High Yield Fund (The Fund).

Maxiron Premium Pty Ltd (ACN 670 689 540; Corporate Authorised Representative No: 001305700) is the Investment Manager for the Fund.

*Distribution rates are an investment return objective and not a forecast. Distribution rates are not guaranteed and are determined by the stability of credit markets.

Past performance is not a reliable indicator of future performance. As with all investments, the Fund is subject to risks which are set out in the Information Memorandum (IM).
There is a risk that you may lose some or all of your capital and/or a reduction or cessation of distributions. The investment is not a bank deposit.
Withdrawal rights are subject to liquidity and may be delayed or suspended.
The performance of the Fund, the repayment of capital, or of any particular rate of return is not guaranteed.

You should obtain your own professional advice before deciding to make an investment into the Fund.

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Jason Kao

Executive Fund Manager | Assistant VP
Jasonk@MaxironPremium.com.au | 0479 070 292

Jason is a highly accomplished investment professional with over 16 years of senior-level experience in property investment and asset management. His career has been defined by a focus on delivering tailored investment strategies for high-net-worth clients, with a strong emphasis on long-term value creation. Jason brings a disciplined, research-driven approach to portfolio management, backed by deep market insight and a commitment to investor outcomes. His extensive experience and client-focused mindset have established him as a trusted leader in the investment management industry.

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John Le

Executive Fund Manager | Assistant VP

Johnl@MaxironPremium.com.au | 0478 885 202

John Le is a professional with over 22 years of experience in the investment industry. With his extensive expertise, John brings a wealth of knowledge and a proven track record of success. John’s deep understanding of the financial markets, combined with his ability to identify unique opportunities, will undoubtedly enhance in providing exceptional service and assist clients in portfolio growth.

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Ray Saedi

Head of Investor Relations

Rays@MaxironPremium.com.au | 0452 665 992

Ray, with over 13 years in financial services, is known for his leadership and team collaboration skills. His investment expertise has led to a track record of exceptional results and strategic insights, always focused on client goals. Committed to investor education and personalised service, he excels in navigating market dynamics.